Real estate. Access. Development.
Nearly a decade inside Canadian real estate taught me something. The transaction is rarely the whole story. Today, I advise real estate decisions, build around housing-access gaps, and develop ideas for what housing can become next.

Three projects, one question: what if the system started by assuming people are worth building for?
A boutique Greater Toronto Area advisory for buying, selling, investing, leasing and preconstruction. Real Estate. Done with Discipline.
A proptech and credit-building platform for the renters the system reads as risk: newcomers, returning Canadians, thin-credit families.
A West African heritage city home and cultural-lifestyle resort, built from the ground up around dignified housing, work, and ownership. The long-form answer to the same question Settle asks on every lease and that I have been testing on every GTA deal for ten years.
After ten years representing buyers, sellers, and investors across the GTA, here is my thesis:
The applicants making this market work, newcomers, returning Canadians, thin-credit families, are the ones the system treats as risk. Fix the reading, and most of the shortage talk changes.

Every topic comes from 10 years in active brokerage.
Richard Oyekunle has spent ten years representing buyers, sellers, and investors across the Greater Toronto Area. He leads NOREGROUP at eXp Realty, founded Settle, and is developing Legacy City.
He holds an MBA and is a recipient of the eXp Realty ICON Award (2024–2026), the Century 21 Grand Centurion (2022) and Double Centurion (2021) producer awards, and a Top 35 Under 35 in Real Estate recognition (2021).


Every note is read and routed to the right desk. Prefer email? partners@getsettle.ca
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